货币理论、贷款创造存款理论及商业银行存款管理研究的文献计量分析

Bibliometric Analysis on Money Theory,Loan Creates Deposit Theory and Deposit Management of Commercial Bank

随着中国进入经济新常态,商业银行存款组织效率和资金管理对银行的盈利水平和竞争能力至关重要,也是金融系统长期稳定运行的重要因素之一。基于货币理论的银行存款管理研究具有重要的研究意义。本文对发表于1990—2019年的631篇中英文文献进行文献计量分析,统计了整体研究规模,并识别了该领域的重要期刊、作者和机构;基于共引网络和聚类,分析了该领域的知识基础、重要转折点和高被引文献;通过构建共词网络和关键词统计,梳理了该领域研究的发展趋势和最新研究热点。结论表明,该领域研究的发展趋势经历了从货币供给、货币政策等问题的关注,逐渐发展到互联网金融和电子货币创造等金融创新领域;2008年以后,国内外研究又开始关注金融风险与银行信用创造等问题。最后,本文提出了几个未来值得研究的方向。本文的结论对学术界的研究和银行业务实践以及相关的政策制定均有一定的参考价值。

As China enters the new normal of economy,the efficiency of deposit organization and fund management of commercial banks are crucial to the profitability and competitiveness of banks,and are also one of the important factors for the long-term stable operation of the financial system.The study of bank deposit management based on monetary theory is of great significance.This paper conducts a bibliometric analysis of 631 Chinese and English literatures published from 1990 to 2019,calculates the overall research scale,and identifies important journals,authors and institutions in this field.Based on co-citation networks and clustering,the knowledge base,important turning points and highly-cited papers in this field are analyzed.Through the construction of co-word network and keyword statistics,the development trend and the latest research hotspots in this field are sorted out.The conclusion shows that the development trend of the research in this field shifts from money supply,monetary policy and other issues,to the financial innovation fields such as internet finance and electronic money creation.After 2008,researchers began to focus on financial risks and bank credit creation.At last,this paper puts forward some promising research directions in the future.The conclusions of this paper are beneficial to the academic research,banking practice and relevant policy making.