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心理账户视域下用户知识付费行为研究

Research on Knowledge Payment Behavior of Users from the Perspective of Mental Account
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摘要 本文探究不同消费人群的知识付费行为和心理决策历程。首先,明确并定义了用户视角下知识付费行为的内涵;其次,在内涵定义的前提下分析了用户的多种属性和特征;最后,基于不同用户的属性特征,从质量、价格、服务多个层面建立了用户心理决策效用模型,研究结果可以为知识付费平台的健康运营提供理论支撑,同时对用户进行知识付费的决策具有一定的参考价值。 This paper discusses the knowledge payment behavior and psychological decision-making process of different consumer groups.Firstly,it clarifies and defines the connotation of knowledge payment behavior from the perspective of users.Secondly,it analyzes the attributes and characteristics of users.Finally,it establishes the user psychological decision-making utility model from the aspects of quality,price and service based on the attributes and characteristics of different users.The research results can provide theoretical support for the healthy operation of knowledge payment platform,and have a certain reference value for users to make knowledge payment decisions.
作者 桑滨 SANG Bin(Zhejiang Financial College,Hangzhou 310018 China)
出处 《科技创新与生产力》 2022年第3期19-22,25,共5页 Sci-tech Innovation and Productivity
基金 浙江省哲学社会科学规划课题(21NDQN303YB) 浙江省省属高校基本科研业务费项目(2021YB12)。
关键词 心理账户 知识付费 行为研究 心理决策 mental account knowledge payment behavior research psychological decision-making
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