浅析中小企业财务风险成因及防范策略

Analysis of the Causes and Prevention Strategies of Financial Risk in Small and Medium-Sized Enterprises

近年来,随着经济的发展和全球化的推进,中小企业在满足市场需求方面发挥了至关重要的积极作用。但中小企业普遍存在资金规模较小、内部管理机制不健全、抵御外部经济波动风险的能力较差等问题,这使中小企业在面对激烈的市场竞争时极易出现财务风险。基于此,论文简述了财务风险的类型,从宏观和微观角度分析了财务风险的成因,并提出了相应的防范策略。

In recent years,with the development of economy and the advancement of globalization,small and medium-sized enterprises have played a vital and positive role in meeting market demand.However,there are common problems existing in small and medium-sized enterprises,such as small capital scale,imperfect internal management mechanism,poor ability to resist the risk of external economic fluctuations and so on,which makes small and medium-sized enterprises prone to financial risk in the face of fierce market competition.Based on this,the paper briefly describes the types of financial risk,analyzes the causes of financial risk from macro and micro perspectives,and puts forward the corresponding prevention strategies.