金融企业财务风险管理的现状与财务风险管理分析

Current Status and Analysis of Financial Risk Management in Financial Enterprises

随着计划经济向市场经济迈进,我国社会经济水平也不断发展,给各行各业都带来了全新的发展机会,但同时在市场经济的影响下,也依然面临着严峻的考验。现如今,我国金融市场不断开发,金融企业的风险因素也逐渐增加,为了保障金融企业能够稳定发展,企业也逐渐意识到内部财务风险管控的重要意义,并且针对金融企业发展中面临的各类风险,提高风险管理水平,以此来保障金融企业健康发展需求。本文针对金融企业的风险管理意义进行分析,明确风险管理体系建立和战略目标的实施作用,并以近两年新冠疫情给金融行业财务风险带来的影响进行分析,探讨科学的财务风险管控对策,为金融企业可持续发展提供可靠支持。

China's social and economic level is progressing when the planned economy has already become market economy.The current situation also brings new opportunity to the development of all professions and occupations.But under the influence of the market economy,the social and economic development are still facing challenges.With the continuous development of Chinese financial market,the risk factors of financial enterprises are also increasing procedurally.In order to ensure the stable development of the financial enterprises,they begin to realize the importance of internal financial risk management and control.And they tend to improve the level of risk management in response to various risks happened in the development,to satisfy the healthy needs of development.This paper analyzes the significance of risk management of the financial enterprises,also clarifies the establishment of risk management system and the implementation of strategic objectives.In addition,this paper also analyzes the impact of COVID-19 on financial industry risks in the past two years,and discusses some countermeasures of scientific financial risk management and control,which can bring reliable support to the sustainable development of financial enterprises.