基于TOTP算法的移动云安全支付系统开发

Development of Mobile Cloud Secure Payment System Based on TOTP Algorithm

以第三方平台为基础对移动云支付系统进行研究,对移动支付系统的通信安全、加密方式、认证鉴权、支付风险和支付方式等多个方面进行分析。为了解决静态二维码难以辨别、易被篡改和伪造等一系列问题,提出了一种以TOTP算法为基础的可通过动态二维码实现的云支付系统。在当前的常用支付机制下采用朴素贝叶斯算法对该系统进行测试,结果显示,所提出的系统对于移动云支付具有很高的安全性。

Studying the mobile cloud payment system based on the third-party platform,and analyzing the communication security,encryption method,authentication,payment risk and payment method of the mobile payment system.In order to solve a series of problems such as the static two-dimensional code is difficult to identify,easy to be tampered with and forged,this paper proposes a cloud payment system based on TOTP algorithm,which can be realized by dynamic two-dimensional code.In the current common payment mechanism,naive Bayesian algorithm is used to test the system.The results show that the system can ensure the security of mobile cloud payment system to a great extent.