摘要
近年来,区块链技术在金融领域的应用研究不断发展,探索区块链技术在金融科技领域的融合应用场景和方案,有益于推动金融科技创新实践,助力金融风险防范化解和金融服务提质增效。本文总结了区块链技术优势和在金融领域的应用现状,提出了区块链在金融科技领域的潜在融合应用场景和应用思路,并针对区块链在金融科技领域的应用发展给出建议。
In recent years,the research of blockchain technology applications in finance has continued to develop.Exploring the fusion application scenarios and solutions of blockchain technology in fintech is beneficial to promoting the fintech innovative practice,helping to prevent and resolve financial risks and improve the quality and effect of financial services.This paper summarizes the advantages of blockchain technology and the application status in finance,and puts forward the potential fusion application scenarios and application ideas of blockchain in fintech.Suggestions for the development of blockchain applications in fintech are given at the end.
作者
李楚杨
LI Chuyang(Xi'an Branch PBC,Xi'an Shaanxi 710075)
出处
《西部金融》
2022年第4期85-91,共7页
West China Finance
关键词
区块链
金融科技
金融风险
金融服务
金融监管
blockchain
fintech
financial risk
financial services
financial supervision