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信用担保在农牧户借贷中的作用--以S镇为例

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摘要 农牧户在正规金融机构借贷困难的问题一直存在,并且无法得到很好的解决。如何破解这一难题对于我国目前的农村经济发展与扶贫来说十分重要。中国农牧户借贷活动一直受制于信用担保制度。信用担保制度与农牧户借贷活动是相生相克的。信用担保是在借贷活动中产生的,它为借贷活动提供了制度保障。信用担保制度则是借贷关系的安全保障机制,能够维护借贷活动的正常进行,增进社会的总体福利。本文以S镇农牧户为样本,从S镇农牧户借贷需求、借贷渠道等方面着手,研究信用担保制度及信用担保行为在农牧户借贷中的作用。
作者 李若晨
出处 《黑龙江粮食》 2022年第5期69-71,共3页
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