数字普惠金融助力乡村经济振兴的探析

Analysis of Digital Inclusive Finance on Helping Rural Economic Revitalization

发展数字普惠金融能够有效化解普惠金融融资难、融资慢、融资贵等难题,数字普惠金融已成为振兴乡村经济、促进共同富裕的重要手段。本文深入剖析了当前数字普惠金融在服务乡村经济建设中存在的突出问题,提出应加强宣传教育,建设乡村数字平台,加大金融产品创新,便捷便利服务乡村,完善风险防控机制,优化金融生态环境,推动乡村经济振兴等多项措施。

The development of digital inclusive finance can effectively solve the problems of"difficult,slow and expensive"of inclusive finance.Digital inclusive finance has become an important means to revitalize rural economy and promote common prosperity.This paper deeply analyzes the major problems existing in the current digital inclusive finance in serving the rural economy,and proposes that publicity and education should be strengthened,rural digital platforms should be built,financial product innovation should be increased,rural services should be facilitated and facilitated,risk prevention and control mechanisms should be improved,and financial ecological environment should be optimized,and a number of measures to promote rural economic revitalization.