实体鉴别国家标准在电子银行的综合应用

The Comprehensive Application of Authentication National Standards in E-banking

从电子银行业务多渠道身份鉴别的实际需求出发,提出了一种跨渠道一体化身份鉴别解决方案。该方案使用了多种基于密码技术的身份鉴别机制,综合应用了实体鉴别、密码技术等领域的一系列网络安全国家标准,更加全面地满足网上银行的系统安全和业务安全保障需求,在信息安全和用户体验之间取得了新的平衡,对于网上支付系统领域的网络安全保障体系建设起到了示范作用。

To meet the requirements of multi-channel E-banking authentication,a capable solution was designed and implemented.In this solution,various authentication systems based on cryptography are provided.Accordingly,a set of cyber security national standards(mainly on authentication and cryptography)are used as the guidelines in the solution.The solution achieves a new balance between cyber security and user experience in E-banking,this solution is good practice for the cyber security of online payment systems.