济南市农业保险发展建议

我国是农业大国,农业是国民经济的基础。农业保险在稳定农业生产、维护粮食安全、促进农村经济发展等方面发挥了重要作用。文章立足于济南地区,对农业保险发展状况进行剖析,探究农业保险发展过程存在政策性保险产品占比过高、收费环节繁琐、理赔查勘力度较大、法律法规不健全、巨灾风险分散机制不健全等问题。针对以上问题,对济南市农业保险的未来发展提出相关建议。

China is a large agricultural country, and agriculture is the foundation of the national economy. Agricultural insurance has played an important role in stabilizing agricultural production, maintaining food security and promoting the development of rural economy. Based on the analysis of the development of agricultural insurance in Jinan area, this paper probes into the problems existing in the development process of agricultural insurance, such as too high proportion of policy insurance products, tedious charging links, strong investigation of claims, imperfect laws and regulations, imperfect catastrophe risk dispersion mechanism and so on. In view of the above problems, this paper puts forward relevant suggestions for the future development of agricultural insurance in Jinan.