电商企业供应链金融资产证券化研究

Research on the Assets Securitization of Supply Chain Finance of E-commerce Enterprises

供应链金融和资产证券化理论已成熟,文章从融资效能、增强资产流动性、降低风险及提高企业收入等方面入手,通过多方法、多角度的分析研究能够得出电商企业供应链金融资产证券化的成功得益于庞大的用户体量、先进的金融科技水平及完善的风险控制体系。其他处于供应链核心地位的企业可以借鉴电商企业供应链金融资产证券化的运行方式,充分发挥核心地位、优化技术水平、积极扩展金融服务场景、建立完善多方风控模型、加强资源整合形成利益共同体从而实现双赢,推动整个产业链良性发展。

The theories of supply chain fi nance and assets securitization have matured,and the success of assets se-curitization of supply chain fi nance of e-commerce enterprises can be attributed to the huge volume of users,advanced fi-nancial technology and perfect risk control system through multi-method and multi-angle analysis and research,from the aspects of fi nancing effi ciency,enhancing assets liquidity,reducing risks and improving enterprise revenues,etc.Other enterprises in the core of the supply chain can draw on the operation modes of the assets securitization of supply chain fi-nance of e-commerce enterprises,give full play to the core position,optimize technologies,actively expand the fi nancial service scopes,establish a perfect multi-party risk control model,and strengthen the integration of resources to form a community of interests to achieve a win-win situation and promote the benign development of the whole industrial chain.