数字普惠金融是否有助于全面推进乡村振兴?——基于30个省市面板数据的实证分析

Will Digital Inclusive Finance Benefit the Overall Promotion of Rural Revitalization:An Empirical Analysis Based on Panel Data of 30 Provinces and Municipalities

在对各省市乡村振兴发展水平定量测度的基础上实证检验了地区数字普惠金融发展对乡村振兴的影响。研究发现:数字普惠金融能够显著地推进地区乡村振兴,而且数字普惠金融对乡村振兴的支持主要体现在产业兴旺、乡风文明和生活富裕3个维度上;与中西部地区相比,东部地区数字普惠金融对乡村振兴的推进作用更显著;数字普惠金融能够通过缓解农村信贷约束和促进农业科技创新来推进乡村振兴。因此,应大力发展农村数字普惠金融,推行绿色金融理念,加强中西部地区数字普惠金融基础设施建设,创新数字普惠金融服务模式,实现农业产业链、创新链和资金链的深度融合。

Based on the quantitative measurement of the development level of Rural Revitalization in provinces and municipalities,we empirically tested the impact of the development of regional digital Inclusive Finance on Rural Revitalization.It is found that digital Inclusive Finance can significantly promote the rural areas revitalization,such as industrial prosperity,rural civilization and affluence;Compared with the central and western regions,the role of digital Inclusive Finance in Promoting Rural Revitalization in the eastern region is more significant;Digital inclusive finance can promote rural revitalization by alleviating rural credit constraints and promoting agricultural scientific and technological innovation.Therefore,we should vigorously develop rural digital Inclusive Finance,promote green finance concept,strengthen digital inclusive financial infrastructure construction in the central and western regions.Through innovating the digital inclusive financial service model to realize the deep integration among agricultural industry chain,innovation chain and capital chain.