套路贷犯罪之法教义学分析

A Jurisprudential Analysis of Trick LoanCrimes

针对套路贷犯罪之惩处,相关司法解释在规范层面对此作了规定。然而,司法适用中仍然存在较大的争议。这些争议主要聚焦于套路贷犯罪中黑社会性质组织的认定及其罪名适用与罪数认定。对于套路贷犯罪中黑社会性质组织的认定,应紧扣黑社会性质组织的四个特征进行甄别,既不能降格,也不能拔高。对于套路贷犯罪的罪名适用和罪数认定,应将其深度嵌入现行刑法体系中,严格依照刑法理论加以评判。

Relevant judicial interpretations stipulate the punishment of trick loan crimes from the perspective of norms,but there are still great disputes in judicial application.These issues mainly focus on the identification of underworld property organization and the applicable charges,and the quantity in trick loan crimes.For the identification of underworld property organization in trick loan crimes,we should closely distinguish the four characteristics of these organizations,neither downgrading nor upgrading them.As for the applicable charges and the determination of the quantityin trick loan crimes,we should deeply embed them in the existing criminal law system and strictly judge them according to the theory of criminal law.