我国农村合作组织融资模式研究——基于农业产业化联合体视角

On Financing Mode of Rural Cooperation Organization in China——From Perspective of Industrialized Federation in Agriculture

农业生产资金不足一直制约着我国农业产业化、规模化发展。传统以农村合作组织为核心的资金互助模式无法从根本上解决农户生产资金不足问题。分析当前农村合作组织“内部”资金互助和“内部+外部”信用合作两种典型融资模式存在的不足,从农业产业化联合体视角提出以联合体内各经营主体之间商业信用为核心、以农产品订单未来收益权质押和应收账款质押为媒介的新型农业供应链融资模式,并对发展农业供应链金融提出政策建议。

Due to the shortage of agricultural production funds,the traditional financing mode based on rural cooperation organizations finds no way to promote the agricultural development and thus to solve the problem of fund shortage.In view of the above-mentioned,from the perspective of industrialized federation in agriculture a new mode of financing in supply chain has been proposed,in which the core lies in commercial standing between individual trading entities within the federation and the media is acted by the future earnings right pledge of produce orders and their pledge of accounts receivable.Finally,some measures are put forward for the development of agricultural financing in supply chain.