商业银行“转型金融”发展的重点

Developing Priority of Commercial Banks in Transition Finance

2019年,“经济合作与发展组织”(OECD)率先提出“转型金融”(Transition Finance)的概念,指在经济主体向可持续发展目标转型的进程中,为其提供融资以帮助其转型的金融活动。转型金融专注于设计企业转型轨迹、惩罚条款、激励机制等,促进实体经济的减排和业务转型,包括为其研发提供资金,以在低碳经济中保持竞争力。转型金融的本质是引发实体范围的变革,从而降低转型风险。

Transition finance requires commercial banks to change their business philosophy to integrate low-carbon transformation into their corporate vision, development strategy, credit culture, product services and other links, and establish an effective long term development mechanism for low-carbon transformation.