我国征信体系高质量发展需提升三个能力

Three Capabilities Need to Be Enhanced for the High-quality Development of China’s Credit System

我国征信体系必须高质量发展,才能适应“立足新发展阶段、贯彻新发展理念、构建新发展格局”的要求。目前,我国征信体系高质量发展需提升三个能力:一是提升基础征信系统的信用风险识别与监测预警能力,二是提升征信机构的信用信息整合与分析评价能力,三是提升征信监管部门的精准施策能力。以“三个能力提升”为抓手,可为我国经济社会平稳健康发展注入信用动力。

China’s credit system must be developed with high quality in order to meet the requirements of“entering the new development stage,implementing the new development philosophy and building the new development pattern”.At present,the high-quality development of China’s credit system calls for the improvement of three capabilities:first,the credit risk identification and monitoring and early warning capability of the basic credit system need to be enhanced;second,the credit information integration and analysis and evaluation capability of credit reporting agencies improved;and third,the precise policy-making capability of department that regulates the credit reporting industry elevated.Credit power can be injected into the stable and healthy development of China’s economy and society by enhancing these three capabilities.