“十四五”时期中国家庭养老体系构建路径

The Construction Path of China’s Family Pension System During“the 14th Five-year”Plan Period

家庭养老作为我国传统的养老模式,在应对“银色浪潮”冲击中起着重要的作用。而在各类养老模式逐渐兴起的当下,家庭养老模式日渐衰弱。“十四五”时期提出支持家庭承担养老的功能,减轻社会的养老负担,让养老责任重新回归家庭。因此,要构建适应当今社会现状的家庭养老模式,我国应以需求为导向,完善家庭养老的服务供给;以人才培养为重点,给予家庭养老强力支撑;以政策引导为核心,构建家庭养老发展框架;以健全监管机制为辅助,保证政策的落实并促进家庭养老健康发展。

As a traditional pension mode in China,family endowment plays an important role in coping with the impact of“silver wave”.However,with the gradual rise of all kinds of pension models,the family pension model is increasingly weak.during“the 14th Five-year”Plan Period proposed to support the family to assume the function of pension,reduce the burden of social pension,so that the pension responsibility to return to the family.Therefore,in order to construct a family pension model that can adapt to the current social situation,China should be demand-oriented and perfect the service supply of family pension.With the focus on personnel training,to provide strong support for family pension;Taking policy guidance as the core,the framework of family endowment development should be constructed.To improve the supervision mechanism as the auxiliary,to ensure the implementation of the policy and promote the healthy development of family endowment.