新市民金融服务的实践与思考

Practice and thinking on financial services for new citizens

创新完善新市民金融服务,既是新市民的迫切需求,也是补齐金融服务短板,推动金融业高质量发展的必要举措。进一步深化银行业新市民金融服务可关注以下五方面:瞄准服务主体、加大金融创新、深化金融协同、加快机制建设和提升金融素养。

Improving financial services for new citizens is of great significance to complementing the supporting policy system for rural migrants becoming urbancitizens, totheir integration intolocalsociety, and to implementing the new urbanization st rategy. Ban ks should proactively fulfill the responsibility to help new citizens obtain a happy life in the new era. To further improve the financial services for new citizens, banks can focus on the following five aspects: targeting clients, increasing financial innovation, deepening financial coordination, accelerating mechanism construction and improving financial literacy.