网络安全保险国内外产业发展研究

Research on industry development of cyber security insurance at home and abroad

随着网络安全风险日益加剧,网络安全保险得到了快速发展,成为转移、防范网络安全风险的重要工具。国外的网络安全保险市场经历了二十余年的发展实践,已形成了较为成熟的上下游生态。通过研究国外网络安全保险的产业环境及发展趋势,结合国内网络安全保险产业发展现状及业务模式,分析国内产业发展面临的问题,并提出发展建议。

In recent years,cyber security insurance has developed rapidly and become an important tool to transfer and prevent network security risks.Foreign cyber security insurance market has experienced more than 20 years of development practice,has formed a relatively mature upstream and downstream ecology.By studying the industry environment and development trend of cyber security insurance in foreign countries,combined with the development status and business model of domestic cyber security insurance industry,this paper analyzes the problems faced by the development of domestic industry and puts forword development suggestions.