普惠金融视角下县域信贷投放对经济增长影响的研究——以榆树市为例

Research on the Impact of Credit on Economic Growth from the Perspective of Inclusive Finance——Take Yushu for Example

近年来随着普惠金融的不断发展,信贷资金对经济增长的贡献度越来越大。本文以吉林省榆树市为例,通过VAR模型分析,研究信贷资金投放对其经济增长的影响。结果表明经济增长会产生一定量的资金需求,信贷支持对于经济增长的影响具有长期性。作为基层央行,要注重信贷资金的供给管理,用好各项金融支持工具,促进地方经济高质量发展。

In recent years,with the continuous development of inclusive fi nance,credit capital in the economic growth of greater and greater contribution.Taking Yushu City of Jilin Province as an example,this paper studies the impact of credit funds in Yushu district on its economic growth through VAR model analysis.The results show that economic growth will produce a certain amount of capital demand,and the impact of credit support on economic growth has a long-term R property.As a grass-roots central bank,we should pay attention to the supply management of credit funds,make good use of the fi nancial support tools of inclusive fi nance,and promote the high-quality development of local economy.