西藏商业银行供应链融资业务分析

An Analysis of Supply Chain Financing Business of the Commercial Banks in Tibet

自上世纪90年代以来各家商业银行逐步开始试水供应链金融业务,经过近30年的长足发展,供应链融资的模式和有关金融产品创新不断深化,稳步迈入金融催生科技大发展、金融产品大飞跃和企业需求大增长的供应链金融业务的新时代,这也为西藏地区大力发展供应链融资业务带来了良好的外部环境和发展机遇。基于以上情况,通过梳理国内外有关文献资料,以及系统分析西藏商业银行业发展供应链融资业务的内外部环境,指出了未来西藏银行业发展供应链融资业务面临的新挑战,并提出西藏供应链金融服务创新的关键点与对策,以便促进西藏的各商业银行更加科学、有序和精准地发展供应链金融业务。

Since the 1990s,the commercial banks have gradually started to test supply chain finance business,and after nearly 30 years of rapid development,the model of supply chain financing and the innovation of related financial products have been improved continuously,which makes the banks steadily enter into a new era,in which finance promotes the development of science and technology,financial products are developed in great numbers,and the great growth of supply chain financial business brought by the increase of enterprises'demand.It has also brought a good external environment and development opportunities for Tibet to vigorously develop supply chain financing business.Through sorting out relevant domestic and foreign literature and systematically analyzing the internal and external environment of the development of supply chain financing business of the commercial banking industry in Tibet,this article predicts the upcoming challenges of the supply chain financ⁃ing business of Tibet's banking industry in the future,and puts forward the keys and countermeasures for the in⁃novation of supply chain financial services in Tibet so as to to promote the commercial banks in Tibet to develop supply chain finance business more scientifically,orderly and accurately.