“农村金融+AI”赋能农村经济发展研究

Research on "Rural finance +AI" Enabling Rural Economic Development

农村金融是保障我国农村经济稳健发展的中坚力量,对改善农村经济现状至关重要。当前,农村金融发展水亟待提高高,基于此,通过分析我国目前农村金融监管过程存在短板、防范风险能力弱、较难破冰内部风控难题和服务范围狭小等问题,结合人工智能应用在农村金融的PEST分析,针对性地提出具体的对策,以点带面,希望为我国农村经济建设贡献微薄之力。

Rural finance is the backbone to ensure the steady development of China’s rural economy, and it is very important to improve the current situation of rural economy. At present, the development level of rural finance needs to be improved. Based on this, by analyzing the shortcomings, weak risk prevention ability, difficult internal risk control problems and narrow service scope in China’s current rural financial supervision process, and in combination with the PEST analysis of artificial intelligence application in rural finance, this paper puts forward specific countermeasures,from point to area, hoping to make a modest contribution to China’s rural economic construction.