金融科技在供应链金融风险管理中的创新应用研究

Innovative Application of Financial Technology in Supply Chain Financial Risk Management Innovative

供应链金融已经成为社会研究热点,随之而来的风险问题成为制约其健康发展的关键。鉴于此,采用文献研究法和逻辑分析法对供应链金融风险管理展开研究。从参与主体行为特征、资金提供方风险穿透力、供应链结构稳定性3个方面对供应链金融风险类型及来源进行分析。在此基础上,探讨大数据技术、区块链技术、人工智能技术及物联网技术等金融科技对供应链金融风险管理的创新应用,以促进供应链金融的发展。

Supply chain finance has become a social research hotspot,and the subsequent risk issues have gradually become the focus of attention.In view of this,the literature research method and logical analysis method are used to study the supply chain financial risk management.In view of this,based on the analysis of the source of supply chain financial risk from three aspects the behavior characteristics of participants,the risk penetration of capital providers and the stability of supply chain structure,financial technologies are explored such as big data technology,blockchain technology,artificial intelligence technology and internet of things technology,and the innovative application of supply chain financial risk management is studied,so as to promote the development of supply chain finance.