Risk identification,future value and credit capitalization:Research on the theory and policy of poverty alleviation by internet finance

Elimination of poverty is an important part to achieve a comprehensive well-off in China,and financial means and tools play an important role on it.This paper tries to show the problems in current financial poverty alleviation practice,such as the lack of unified organization,high cost,poor sustainability,uncertain effects,etc.,and illustrates that internet finance,based on new information technologies which enable more comprehensive information collection of poverty population and employ future-oriented valuation method,can help the poor households accumulate credit capital and play a greater role in the process of poverty alleviation.This paper also puts forward some policy recommendations to support internet finance in poverty alleviation.