长期护理保险申保人的疾病特征分析

Disease Characteristics of Applicants of Long-term Care Insurance

目的:了解晋江市长护险申保人的疾病特征,为申保人的照护服务和健康管理提供参考。方法:收集选取2020年10月1日—2021年5月31日在晋江市申请长护险的人群为研究对象,对患者疾病诊断进行分类统计。结果:单病种申保人325例,占40.42%,共病申保人479例,占59.58%,其中共病病种数量集中在2个-4个,此区间共有465例,占共病总数的97.1%。申保人常见病种前十位以高血压占比最高(56.3%),男性脑梗死、慢性阻塞性肺病的患病率明显高于女性,女性下肢骨折的数量远超男性。结论:申保人的疾病负担与年龄、疾病类型、疾病数量等成正比,男女均有较高的共病率。为进一步优化长期护理保险的服务内容,应综合考虑申保人疾病特征。

Objective:The paper attempts to explore the disease characteristics of Jinjiang long-term care insurance applicant,and provide reference for the applicants’nursing service and health management.Methods:We collect and select the people who applied for long-term care insurance in Jinjiang City from October 1,2020 to May 31,2021 as the research objects,and make classification on the disease diagnosis of patients.Results:325 applicants apply for single disease,accounting for 40.42%while 479 applicants apply for comorbid diseases,accounting for 59.58%.The number of comorbid diseases ranges from 2 to 4,and there are 465 cases in this interval,accounting for 97.1%of the total number of comorbid diseases.Hypertension(56.3%)accounts for the highest proportion in the top ten disease types of the insured.The prevalence rate of cerebral infarction and chronic obstructive pulmonary disease in men is significantly higher than that in women,and the number of lower limb fractures in women is far higher than that in men.Conclusion:The disease burden of the applicant is directly in proportion to age,disease type,number of diseases,and both men and women have a high comorbidity rate.We should take the characteristics of applicants in order to further optimize the service content of long-term care insurance.