基于CHFS的家庭金融风险资产投资研究

A CHFS⁃based Study of Household Finanical Venture Asset Investment

根据CHFS研究结果,我国目前家庭金融风险资产投资参与率较低,这不利于刺激我国经济的发展,并且阻碍家庭收入增长。资本市场资源配置与服务实体经济需要资本市场良性发展,家庭金融风险资产投资是保证资本市场良性发展的条件之一。因此,我们需要研究家庭金融风险资产投资参与率低的原因,分析影响家庭金融风险资产投资的变量;从而探索提升家庭金融风险资产投资的方法以及意义。

According to the results of CHFS research,the current participation rate of household financial risk asset investment in China is low,which is not conducive to stimulating the development of China's economy and hindering the growth of household income.Capital market resource allocation and service to the real economy requires the benign development of the capital market,and family financial risk asset investment is one of the preconditions to ensure the benign development of the capital market.Therefore,it is necessary to study the reasons for the low participation rate of household financial venture asset investment,analyze the variables affecting household financial risk asset investment,and explore ways and significance to enhance the investment of household financial risk assets.