远期付款交单的潜在风险与卖方应对措施:基于案例的研究

Potential Risk and Seller’s Response Measures of D/P Usance:A Case Study

远期付款交单是当前国际贸易中买卖双方经常选择的一种结算方式,但这种结算方式在国际商会颁布的《托收统一惯例》上并无相关规定,因此在实际操作中存在一定的潜在风险。本文通过对两则案例进行考察与分析研究发现,在部分国家存在代收行将远期付款交单当作承兑交单处理的现象,在这种现象中卖方在交易中的风险会增大。在《托收统一惯例》不变的基础上,通过谨慎选择结算方式、谨慎选择买方及强调代收行责任等方法,可以有效应对远期付款交单交易中卖方的风险。

D/P Usance is a method of payment that often chosen by buyers and sellers in current international trade.However,this method of payment is not regulated in URC 522 promulgated by the International Chamber of Commerce,therefore,there are some potential risks in the actual operation.Based on two cases to test and analysis,the study found that in some countries the collecting bank treats D/P Usance as D/A.In this phenomenon,the seller’s risk in the transaction will increase.Based on the invariability of URC 522,by choosing payment method and buyer carefully and emphasizing the responsibility of the collecting bank can we effectively deal with the seller’s risk in the D/P Usance transaction.