我国绿色保险发展现状与创新路径分析

Analysis of the Current Situation and Innovation Path of Green Insurance Development in China

随着我国工业化的不断发展,在“要经济还是要蓝天”的大问题面前,绿色金融成为国家关注的焦点。作为绿色金融体系的重要组成部分,绿色保险在解决经济社会活动中的环境风险问题上有其独特优势。然而,国内绿色保险发展仍处于起步阶段。因此,该文将分析我国绿色保险内涵,结合国际及国内绿色保险发展现状,提出对绿色保险行业全面发展的创新路径,为绿色保险产品的发展提出创新思路,进而丰富绿色保险产品体系,完善绿色保险服务流程。

With the continuous development of industrialization in China,green finance has become the focus of national attention in the face of the big problem of"economy or blue sky".As an important part of the green financial system,green insurance has its unique advantages in solving the environmental risks in economic and social activities.However,the development of domestic green insurance is still in its infancy.Therefore,we will analyze the connotation of domestic green insurance,and combine with the development status of international and domestic green insurance.Then we will put forward the innovative path for the all-round development of green insurance industry,and put forward innovative ideas for the development of green insurance products,so as to enrich the green insurance product system and improve the green insurance service process.