大学生校园网贷的现状分析与防范策略

Current Situation Analysis and Prevention Strategy of College Student Campus Loan

由于互联网的迅速发展,网上购物也逐渐兴盛起来,我们的消费观念也发生了巨大的变化。由于这种购物的便利性,让大学生的消费上升非常大。“校园贷”这种贷款平台便出现在大学生中,使得大学生的消费观念也潜移默化地发生了变化。因此,高校应采取一定的措施来抵制不良校园网贷,对校园放贷平台采取加强监督管理等措施,为大学生进行一定的网贷知识,帮助大学生树立正确的消费观、价值观。

Due to the rapid development of the Internet,online shopping has gradually flourished,and our consumption concept has also undergone tremendous changes.Because of this convenience of shopping,the consumption of college students has risen very much.The loan platform of"campus loan"has appeared among college students,which has subtly changed the consumption concept of college students.Therefore,colleges and universities should take certain measures to resist bad campus online loans,and take measures such as strengthening supervision and management of campus lending platforms to provide college students with certain online loan knowledge and help college students establish a correct consumption concept and values.