金融科技赋能农信场景金融生态建设初探

A Preliminary Study on the Financial Ecological Construction of Rural Credit Union Scenarios Empowered by Fintech

信息技术的发展在很大程度上改变了现代金融的运行方式,金融科技成为银行业数字化转型的重要驱动力和支撑力。涉足金融领域的互联网机构挤压了传统银行的发展空间,作为中小金融机构的农信系统也受到很大影响。在“无场景不金融”的时代,借助金融科技,推动农信系统场景金融生态建设,不失为解决上述问题的一个办法。

The development of information technology has affected the operation mode of modern finance,and financial technology has also become an important driving force and supporting force for the digital transformation of the banking industry.At present,Internet institutions are involved in the financial field,which has squeezed the development space of traditional banks,and the rural credit system,which is a small and medium-sized financial institution,will inevitably be affected.In the era of no-scenario and no-finance,the use of financial technology to promote the financial ecological construction of the rural credit system scenario can be used as a thought to solve the above problems.