数字普惠金融及固定资产投资对区域经济增长的影响研究

A Study on the Impact of Digital Inclusive Finance and Fixed Asset Investment on Regional Economic Growth

对2011-2019年我国省际面板数据进行基准回归与异质性分析,探索数字普惠金融与固定资产投资对区域经济增长的影响效应。研究发现:数字普惠金融与固定资产投资对区域经济增长具有促进作用,且影响效应较为稳健;分区域来看,不同区域的数字普惠金融与固定资产投资均对经济增长具有正向影响效应,但影响程度不同,中西部地区的数字普惠金融对经济增长的影响效应大于东部地区,固定资产投资对经济增长的影响效应小于东部地区;数字普惠金融能够通过提升固定资产投资水平来促进区域经济增长。中西部地区要加强数字普惠金融基础设施建设,东部地区应完善数字普惠金融体系,营造良好的金融环境以提升固定资产投资水平,推动区域经济发展。

Based on the benchmark regression and heterogeneity analysis of provincial panel data from 2011 to 2019 in China,this paper explores the impact of digital inclusive finance and fixed asset investment on regional economic growth.The findings are as follows:digital inclusive finance and fixed asset investment have promoting effects on regional economic growth,and their effects are relatively stable.By region,digital inclusive finance and fixed asset investment in different regions have a positive impact on economic growth,the degree of which varies.The influence of digital inclusive finance on economic growth in the central and western regions is greater than that in the eastern regions,while the influence of fixed asset investment on economic growth is smaller than that in the eastern regions.Digital inclusive finance can promote regional economic growth by improving the level of fixed asset investment.The central and western regions should strengthen the construction of digital inclusive financial infrastructure,while the eastern regions should improve the digital inclusive financial system and create a good financial environment to enhance the level of fixed asset investment and promote regional economic development.