重庆车险高质量发展研究——基于车险综合改革背景

Research on High Quality Development of Chongqing Automobile Insurance:based on the Background of Comprehensive Reform of Automobile Insurance

车险综合改革加速推进车险行业高质量发展。本文基于车险综合改革后重庆财险市场的变化,分析改革取得的成效和行业面临的挑战,提出了“后车险综改时代”高质量发展的政策建议,即保险公司聚焦提升高质量发展能力,推动车险行业差异化创新、多元化发展,夯实行业持续健康发展的市场基础和监管基础。

The comprehensive reform of auto insurance accelerated the high-quality development and transformation of the auto insurance industry.Based on the changes in the property insurance market in Chongqing after the comprehensive reform of automobile insurance,this paper analyzes the achievements made in the reform and the challenges faced by the industry,and puts forward policy recommendations for high quality development in the"post comprehensive reform era of automobile insurance",that is,insurance companies focus on improving high-quality development capabilities,promote differentiated innovation and diversified development of the automobile insurance industry,and consolidate the market and regulatory basis for sustainable and healthy development of the industry.