摘要
在数字经济时代,全球正掀起数字货币创新浪潮。我国“十四五”规划提出,要探索建立数字人民币治理规则。推广使用数字人民币,对重塑我国社会信用体系具有重要意义。基于国内外数字货币与央行数字货币的理论发展,提炼数字人民币核心特征,分析数字人民币重构现代社会信用体系的显著优势,数字货币发展对社会信用体系带来的风险,以及社会信用体系自身改革面临的挑战与机遇,具有重要现实意义。总结我国数字人民币和社会信用体系探索实践,可以发现数字人民币将发展成为我国社会信用体系改革的重要元素,并加速创新了我国社会信用体系重构。应发挥政府在数字人民币引领社会信用体系创新方面的作用,发挥市场主体在创新数字人民币健全社会信用体系的基础性作用,动员各类社会主体参与数字时代社会信用体系重构。
In the era of digital economy,the world is in a wave of digital currency innovation.Chinese“14 th Five-Year”digital economy development plan proposes to explore the establishment of digital RMB governance rules.Promoting the use of digital RMB is of great significance to reshaping social credit system in China.Based on the development of digital currency and the central bank’s digital currency,we extracted the core characteristics of E-CNY,and the significant advantages of digital currency in reconstructing the modern social credit system,and the risks,challenges,and opportunities of the social credit system.Combined with the exploration and practice of E-CNY and social credit system,we propose that the development of E-CNY has become an important element in the reform of the social credit system,and the innovation of E-CNY has accelerated the reconstruction of social credit system.We recommend to play the government’s leading role,the fundamental role of market players in the innovation of digital renminbi integration into the social credit system,and mobilize various social entities to participate in the reconstruction of the social credit system in the digital age.
作者
李建伟
钱诚
李恒森
王伟进
Li Jianwei;Qian Cheng;Li Hengsen;Wang Weijin(Development Research Center of the State Council,Beijing 100010,P.R.China)
出处
《山东大学学报(哲学社会科学版)》
CSSCI
北大核心
2022年第6期121-130,共10页
Journal of Shandong University(Philosophy and Social Sciences)