中国家庭住房财富对社会捐赠行为的影响

The Influence of Chinese Family Housing Wealth on Social Donation Behavior

慈善事业被视为社会保障体系的重要补充,发挥着社会第三次分配的作用。基于2018年的CFPS家庭追踪调查数据库,通过Probit模型、Tobit模型以及工具变量回归先后验证了住房财富对家庭社会捐赠行为发生率和捐赠金额有着显著的促进作用。发现住房信贷、住房财富短期内变动、住房套数、区域和城乡差异在不同程度上影响着住房财富对家庭社会捐赠行为的发生率。运用中介效应模型,验证了住房财富通过户主主观认知渠道(成就感、亲和性)调整了家庭社会捐赠行为发生率。

Philanthropy has always been regarded as an important supplement to the social security system,and has been playing the role of the third distribution in society.Based on the 2018 CFPS family tracking survey database and using the Probit model,the Tobit model and the instrumental variable regression,this article has verified that housing wealth has a significant role in promoting family social donation behavior and donation amount.It is found that housing credit,housing wealth changes in the short term,number of housing units,regional and urban-rural differences influence the incidence of housing wealth on family social donations to varying degrees.Using the intermediary effect model,it is verified that housing wealth adjusts the incidence of family social donation behavior through the subjective cognitive channels(sense of accomplishment,affinity)of the head of the household.