数据与信用:数字时代的资本主义信用霸权及其批判

Data and Credit:Capitalist Credit Hegemony and Criticism in the Digital Era

信用作为人类实践活动的产物,是维护社会公平和促进社会健康发展的重要基石。在资本主义私有制下,受资本增殖逻辑钳制,资本家通过信用途径进行资本集中和资本借贷,使资本主义信用制度发展成为资产阶级剥削和压迫他人的重要工具,由此建立起以支配他人财产和劳动为标志的资本主义信用霸权。当代资本主义在技术逻辑的主导下,将资本主义的剥削过程与大数据信息技术勾连,形成了以信用数据为基础的资本主义信用霸权,具体表现在信用数据生产环节、信用数据监控环节、信用数据异化环节,强化了资本主义信用制度的剥削本性。立足马克思主义政治经济学视角批判性地审视数字时代资本主义信用霸权的内在逻辑,廓清资本主义信用与资本增殖逻辑、资本全球扩张之间的辩证关系,才能全面揭示资本主义信用霸权的本质和蕴含的深层社会问题。

Credit,as a product of human practice,is a vital cornerstone for maintaining social justice and promoting the healthy development of the society.Under the capitalist private ownership,constrained by the capital increment,capitalists conduct capital collection and lending in the form of credit,therefore the capitalist credit system develops into an important tool for the bourgeoisie to exploit and oppress.Capitalist credit hegemony featuring the domination of property and labor was thus established.With the technological logic guided by the contemporary capitalism,the exploitation process of capitalism is linked with big data information technology,and the capitalist credit hegemony based on credit data is formed,which is embodied in the production,monitoring,and alienation of credit data.The capitalist credit hegemony strengthens the exploitative nature of the capitalist credit system.The essence of capitalist credit hegemony and the underlying social problems can be fully revealed if the internal logic of capitalist credit hegemony in the digital era examined in a critical manner from the perspective of Marxist political economy,and the dialectical relation between capitalist credit and capital increment as well as global expansion of capital clarified.