金融科技能否助推民营企业创新发展?——来自中国上市民营企业数据的实证研究

Whether Fintech Can Promote the Innovation and Development of Private Enterprises?:An empirical study from the data of Chinese listed private enterprises

金融科技已经全面融入各行各业。民营企业作为经济高质量发展的重要推动力量,与金融有着天然的互补性,特别是上市民营企业,离不开金融科技的支持,金融科技助力民营企业创新发展已经成为大势所趋。通过对2011—2020年中国A股上市民营企业数据和省级数字普惠金融指数进行实证研究发现,金融科技能够显著提升上市民营企业创新绩效,有效缓解融资约束问题。因此,应持续推进金融科技的发展,充分发挥金融科技对民营企业的创新推动作用。

The development of fintech has been fully integrated into all walks of life. As an important driving force for high-quality economic development, private enterprises are naturally complementary to finance. In particular, listed private enterprises can not do without the support of fintech. It has become a general trend for fintech to help private enterprises’ innovative development. Through the empirical research on the data of China’s A-share listed private enterprises from 2011 to 2020 and the provincial digital inclusive financial index, it is found that fintech can significantly improve the innovation performance of listed private enterprises and effectively alleviate the financing constraints.Therefore, it is necessary to continue to promote the development of fintech and give full play to the innovative role of fintech in private enterprises.