共同富裕目标下涉农金融机构履行社会责任:理论逻辑、现实问题及重点领域

Fulfilling Social Responsibility of Agriculture-related Financial Institutions Under the Goal of Common Prosperity: Theoretical Logic, Practical Problems and Key Areas

为乡村发展提供高质量的金融服务是涉农金融机构义不容辞的社会责任。论文通过梳理共同富裕思想的演化历程,界定涉农金融机构社会责任概念并阐释金融机构承担社会责任的理论逻辑,明确承担社会责任是时代发展赋予涉农金融机构的要求,厘清金融机构在服务乡村发展中仍存在资金支持力度不足、服务民生领域的积极性不高、普惠金融服务存在“精英俘获”和绿色金融服务单一等问题,最终提出在助力共同富裕目标实现的过程中,涉农金融机构应在产业金融、民生金融、普惠金融、绿色金融和慈善金融中承担社会责任。

Providing high-quality financial services for rural development is the bounden social responsibility of agriculturerelated financial institutions. By sorting out the evolution of the idea of common prosperity, this paper defines the concept of social responsibility of agriculture-related financial institutions and explains the theoretical logic for financial institutions to assume social responsibility. It is clear that bearing social responsibility is the requirement given to agriculture-related financial institutions by the development of The Times. In the process of serving rural development, financial institutions still have problems such as insufficient financial support for the development of rural industry harmony, low enthusiasm in serving people’s livelihood, "elite capture" in inclusive financial services and single green financial services. Finally, it is proposed that in the process of helping to achieve the goal of common prosperity, Agriculture-related financial institutions should undertake social responsibilities in industrial finance, livelihood finance, inclusive finance, green finance and charity finance.