数字普惠金融对青海省城乡收入差距的影响

The Impact of Digital Inclusive Finance on the Urban-Rural Income Gap in Qinghai Province

城乡发展不均衡始终是我国经济社会发展关注的焦点问题之一,这种经济矛盾的存在阻碍了经济发展。在这种背景之下,金融的资源配置功能对国民经济健康平稳运行的推动作用亟待发挥,数字普惠金融的概念被应用于缩小城乡收入差距问题上。为了探究青海省数字普惠金融发展对于缩小城乡收入差距的影响,本文基于青海省8个市/自治州2011年~2020十年间的面板数据,通过构建数字普惠金融体系,计算泰尔指数,利用Stata软件构建回归模型做实证分析研究,得出以下结论:数字普惠金融的发展对于缩小青海省的城乡收入差距具有正向作用。

Unbalanced urban-rural development has always been one of the focuses of China’s economic and social development,and this economic contradiction hinders economic development.In this context,the role of finance’s resource allocation function in promoting the healthy and stable operation of the national economy needs to be brought into play.The concept of digital inclusive finance has been applied to narrow the income gap between urban and rural areas.In order to explore the impact of digital inclusive finance in Qinghai Province on narrowing the income gap between urban and rural areas,and based on the panel data of 8 cities/autonomous prefectures in Qinghai Province from 2011 to 2020,this paper builds a digital inclusive financial system,calculates the Theil index,and uses Stata software to build a regression model for empirical analysis.And the following conclusions are drawn:The development of digital financial inclusion has a positive effect on narrowing the urban-rural income gap in Qinghai Province.