防返贫视角下的农村普惠金融发展研究

Research on the Development of Rural Inclusive Finance from the Perspective of Poverty Prevention

消除贫困、改善民生、逐步实现共同富裕是社会主义的本质要求。金融行业全面贯彻中共中央国务院《关于打赢脱贫攻坚战的决定》决策部署,发挥金融资源禀赋优势,助力“三农”脱贫、巩固脱贫攻坚成果、推动乡村振兴,是其义不容辞的初心使命。截至2020年,脱贫攻坚取得全面胜利,我国现行标准下农村贫困人口全部实现脱贫,贫困县全部摘帽。脱贫工作由“消贫”到“振兴”的转变下,如何守住防返贫底线,对我国农村普惠金融发展提出了更高、更新的要求。

Eliminating poverty, improving people’s livelihood and gradually realizing common prosperity are the essential requirements of socialism.The financial industry fully implements the decision of the Central Committee of the Communist Party of China and the State Council on winning the battle against poverty, giving full play to the advantages of financial resources, helping "agriculture, rural areas and farmers" out of poverty, consolidating the achievements of the fight against poverty, and promoting rural revitalization, which is its unshirkable original mission.By 2020, a comprehensive victory had been achieved in poverty alleviation, and all rural people living below the current standards had been lifted out of poverty, and all poor counties had been lifted out of poverty.Under the transformation of poverty alleviation work from "poverty elimination" to "revitalization", how to keep the bottom line of poverty prevention has made higher and newer requirements for the development of inclusive finance in rural areas in China.