基于现金流量折现法的中国人寿投资价值

Investment Value of China Life Insurance Based on Discounted Cash Flow Method

随着中国居民参保意识日益增强,近年来保险行业发展迅猛,投资者对保险公司的筛选工作也日益重要。从现金流量折算法的相关概念入手,分析中国人寿保险公司的投资价值及发展潜力,并针对其股票估值来评估中国人寿当前的市场地位,同时对当前企业价值被低估的现状进行分析,并提出针对性建议,以期为投资者在保险行业进行商业投资提供参考。

With the deepening of Chinese residents’insurance awareness,the insurance industry has developed rapidly in recent years.The selection of insurance companies by investors is becoming more and more important.Starting from the relevant concepts of cash flow conversion method,this paper analyzes the investment value and development potential of China Life Insurance Company,and evaluates the current market position of China Life Insurance Company according to its stock valuation.At the same time,this paper analyzes the current situation of undervalued enterprises and puts forward some suggestions,so as to provide reference for investors to make commercial investment in the insurance industry.