普惠金融发展对长三角地区城乡收入差距的影响--基于静态空间面板模型的分析

Research on impact of inclusive finance development on urban-rural income gap in Yangtze River Delta:A case of static space panel model

实施长三角一体化发展战略是对我国改革开放空间布局的进一步完善,缩小城乡收入差距是实现长三角一体化的重要举措。基于2005-2019年长三角地区27个核心城市的面板数据,通过静态空间面板模型分析,研究普惠金融如何影响城乡收入差距。研究结果表明,城乡收入差距在长三角各地区之间空间聚集效应明显,普惠金融发展与城乡收入差距之间存在非完全一致的倒U型关系。据此提出,长三角地区应加大普惠金融供给力度、加强区域内普惠金融合作以及优化普惠金融外部环境。

The implementation of the integrated development strategy of the Yangtze River Delta is an important measure to further improve the spatial layout of the reform and opening up of China,to narrow the income gap between urban and rural areas,and to realize the integration of the Yangtze River Delta.Based on the panel data of 27 core cities in the Yangtze River Delta region from 2005 to 2019,how the urban-rural income gap is affected by inclusive finance is studied through static spatial panel model.The results show that the spatial aggregation effect of the urban-rural income gap in the Yangtze River Delta is significant,and there is a non-complete U-shape relationship between the development of inclusive finance and the urban-rural income gap.According to it,it is proposed that the supply of inclusive finance should be increased in the Yangtze River Delta region,the inclusive finance cooperation should be strengthened in the region,and the external environment of inclusive finance should be optimized.