新型电力系统背景下新能源发电企业营业中断保险保障升级的思考

Study on the Upgrading of Business Interruption Insurance for New Energy Power Generation Enterprises

双碳及构建新型电力系统的战略背景下,新能源大规模接入电网的同时也逐步纳入并网主体考核,其对营业波动风险转嫁的需求日益增强。通过分析电力改革背景、保险市场在产品供给、保障覆盖等方面的情况,提出新能源企业营业中断类保障产品创新的思考和建议,以助力新能源保险市场的规模化、可持续发展。

Under the strategic background of double carbon and building a new power system,the large-scale access of new energy to the power grid is also gradually included in the assessment of grid connected subjects,and its demand for the transfer of business fluctuation risk is increasing.By analyzing the background of insurance power reform and the situation of insurance market in product supply and guarantee coverage,this paper puts forward some thoughts and suggestions on the innovation of business interruption guarantee products of new energy enterprises,hoping to help the large-scale and sustainable development of new energy insurance market.