农民选择养老保险行为的影响因素分析--基于CGSS调查数据

Analysis of Influencing Factors of Farmers'Pension Insurance Choosing Behavior——Based on CGSS Survey Data

近年来,中国已步入老龄化社会,并且老龄化的情势逐年加剧。研究农户选择养老保险的意愿对于解决农村人口老龄化问题、建立全民社会保障体系有着重要意义。本文基于2017年中国人民大学中国调查与数据中心《中国综合社会调查》数据,运用二元Logistic模型对农民参与养老保险行为及影响因素进行了分析。实证分析结果表明,年龄、受教育程度、养儿防老观念和医疗保险参与情况对是否参与养老保险产生显著的正向影响关系;而地区会产生显著负向影响。

In recent years,China has entered an aging society,and the situation of aging has intensified year by year.Studying the willingness of farmers to choose pension insurance is of great significance for solving the problem of rural population aging and establishing a universal social security system.Based on the 2017 China Survey and Data Center"China Comprehensive Social Survey"data from Renmin University of China,this paper uses the binary Logistic model to analyze farmers'participation in pension insurance and its influencing factors.The empirical analysis results show that age,education level,the concept of raising children to provide against old age,and medical insurance purchase have a significant positive influence on whether to participate in pension insurance;while the region will have a significant negative impact.