探讨证券公司融资融券业务的风险控制管理

Discussion on the Risk Control and Management of Margin Trading Business of Securities Companies

随着我国经济的进步,我国证券市场也在不断发展,在此过程中融资融券作为创新型业务,在多年发展的过程中,逐渐成为证券公司运转过程中的重要业务,并且在开展的过程中还具有创收的作用。融资融券业务的正常运作能够有效为市场提供更多的资金,以此全面提升市场的活跃度。对于投资方而言,在实际投资的过程中,融资融券业务的发展能为资金需求且满足相关条件的用户提供合法性的证券融资平台,使其进行证券融资的过程中有足够的资金支持。但是融资融券业务开展过程中,相关人员还应对其带来的风险给予高度关注,使其在掌握市场信息的同时,降低自身的投资风险,只有如此方能有效地提升企业实际投资成效。基于此,本文从风险管理本身着手,根据实际案例进行融资融券业务流程风控问题分析,并提出相应的优化方案,旨在为日后相关人员的研究提供参考。

With the progress of China's economy,China's securities market is also developing.In this process,margin lending,as an innovative business,has gradually become an important business in the operation of securities companies in the process of development,and also plays the role of income generation in the process of development.The normal operation of margin lending and short selling business can effectively provide more funds for the market,so as to comprehensively improve the market activity.For investors,in the process of actual investment,the development of margin and short selling business can provide a legitimate securities financing platform for users who need funds and meet relevant conditions,so that they have enough capital support in the process of securities financing.However,in the process of margin lending and short selling business,relevant personnel should also pay high attention to the risks brought by it,so that they can master the market information and reduce their own investment risks.Only in this way can the actual investment effect of enterprises be effectively improved.Based on this,this paper starts from the risk management itself,analyzes the risk control problems of margin and short selling business process according to actual cases,and puts forward the corresponding optimization scheme,aiming to provide reference for future researches of relevant personnel.