乡村振兴背景下农业保险创新模式研究——以贵阳市为例

Research on Agricultural Insurance Innovation Model under the Background of Rural Revitalization——Taking Guiyang as an Example

运用文献归纳法和案例比较法对贵阳市的农业保险发展现状进行研究,研究表明:贵阳市缺乏专业化人才、相关政策与法律法规还未完善、农业生产者缺乏保险意识以及支付能力较弱等因素影响贵阳市农业保险的发展。基于以上研究结论,从需求方、供给方和政府方三个层面提出加强对农业保险知识的宣传力度以增强农户参保意识、鼓励农业保险公司加大创新力度、健全农业保险法律法规的创新模式建议。

By using the method of literature induction and case comparison,this paper studies the current situation of the development of agricultural insurance in Guiyang City.The research shows that the lack of specialized talents,the imperfection of relevant policies and laws and regulations,the lack of insurance awareness of agricultural producers,and the weak payment ability affect the development of agricultural insurance in Guiyang City.Based on the above research conclusions,from the three levels of the demand side,the supply side and the government,this paper proposes to strengthen the publicity of agricultural insurance knowledge to enhance farmers'awareness of participating in insurance,encourage agricultural insurance companies to increase innovation,and improve agricultural insurance laws and regulations.