金融科技对金融稳定的影响研究

Research on the Impact of Fintech on Financial Stability

近年来,金融科技技术迅速发展,能够促进金融产业多样化、提高决策科学性,提升资源配置效率和交易透明度,但也带来了一定的负面影响和冲击,对金融稳定形成一定的挑战。本文探讨了金融科技对金融稳定的影响,并就加强市场主体防控基础、完善金融科技基础设施、构建金融科技监管体系等方面提出了建议。

In recent years,with the rapid development of financial science and technology,there are positive impacts,but also some negative impacts and shocks,which pose certain challenges to financial stability.This paper discusses the impact of financial technology on financial stability and puts forward recommendations.