2022年诺贝尔经济学奖对于化解银行和金融系统风险的启示

What can Be Learned from the 2022 Nobel Prize in Economics to Mitigate Banking and Financial System Risks

2022年公布的诺贝尔经济学奖表明,关于银行和金融系统风险控制的研究工作相当重要。本文介绍了三位获奖者从20世纪80年代初期开始展开的重要和原创性工作以及对现代银行监管和金融系统风险控制指引。最后本文结合中国的国情和诺贝尔经济学奖获得者的金融风险管理理论,提出未来需要解决的几个重要的金融和经济问题。

The research about bank run,bank regulation and financial systematic risks from the 2022 Nobel Prizers are very important.In this paper,we introduce their original work in these areas since the 1980 s,and their applications and guidance to bank regulations,financial systematic risk controls.In the final part,we raise several important questions regarding how to apply their theories to the Chinese bank regulations and financial risk control.