区块链对供应链金融的影响机理分析

Analysis on the Influence Mechanism of Block Chain on Supply Chain Finance

面向中小企业采用供应链金融模式,在实际应用中会遇到诸如数字鸿沟、信任风险及信息不对称等问题,在此背景下引入区块链及其相关技术。对该技术进行优势分析,结合供应链金融融资中存在的问题,分析两者结合的影响机理,并对区块链如何作用于供应链金融进行机理分析。经研究分析发现区块链技术可实现共享和共同监督、保证交易数据的可靠性,进而能很好地解决供应链金融面临的发展障碍,但将其用于供应链金融融资,需要进一步加强对融资场景的应用与检验。

The supply chain finance model for small and medium-sized enterprises will encounter problems such as digital divide,trust risk and information asymmetry in practical applications.In this context,block chain and related technologies will be introduced.The paper analyzes the advantages of this technology,analyzes the impact mechanism of the combination of them in combination with the problems in supply chain finance,and analyzes how the block chain acts on supply chain finance.Through research and analysis,it is found that the block chain technology can realize sharing and joint supervision,ensure the reliability of transaction data,and thus well solve the development obstacles faced by supply chain finance.However,if it is used for supply chain finance,it needs to further strengthen the application and testing of financing scenarios.