构建“一体式数字化”协同发展路径激发普惠金融高质量发展

A Coordinated Development Path for Integrated Digitalization Pushes Forward the Quality Development of Inclusive Finance

数字时代,信息以海量呈现,传统金融主要以人力收集和经验判断的模式存在明显短板。主要表现为服务精准性不高、时效性不强、覆盖面不广、适配性不足。因此,金融的现代化和高质量发展函需大数据处理能力的建设,需要有“灵魂变革”。应当加快发展数智金融,推动金融业务流程、服务模式、理论制度等全面重塑。

A big test for financial work in the new era is how to fully implement the new development concept in financial work,give full play to financial sector's role in guaranteeing factors of production,and"create,transfuse and circulate blood"for the construction of a moderm economic system.For a long time,the Zhejiang banking industry gradually formed the Zhejiang model and Zhejiang advantages in the process of serving the provincial modermization and the construction of"Digital Zhejiang".Especially since last year,Zhejiang has sucessively launched digital reform and the"common prosperity and modernization first"campaign,which accelerated innovation in the banking industry,led to the creation of a collaborative development path of"integrated digitalization",and put a digital and itelligent tab on quality inclusive finance devclopment.