“双碳”目标下商业银行绿色信贷发展与策略研究

Research on Green Credit Development and Strategy of Commercial Banks under the Goal of“Double Carbon”

随着我国“双碳”目标的提出,国内产业结构正加速向绿色低碳转型,绿色发展理念也成为金融业未来的发展方向。通过商业银行发展绿色信贷的必要性进行分析,并梳理现阶段商业银行开展绿色信贷的实施状况,进而针对商业银行提高绿色信贷服务水平提出针对性的措施和建议,助力“双碳”目标的实现。

With the proposal of my country’s“double carbon”goal,the domestic industrial structure is accelerating to a green and low-carbon transformation,and the concept of green development has also become the future development direction of the financial industry.Through the analysis of the necessity of developing green credit for commercial banks,and sorting out the implementation of green credit by commercial banks at this stage,and then put forward targeted measures and suggestions for commercial banks to improve the level of green credit services to help achieve the“double carbon”goal.